Everything You Must Know About Setup, Limits, Features & Upgrades

In today’s digital Pakistan, mobile wallets have become essential for fast payments, hassle-free money transfers, and secure online transactions. Among all digital wallet services, Easypaisa stands out as the most trusted and widely used platform, with millions of users using it for everyday payments. Whether you are a student, professional, business owner, or homemaker, an Easypaisa Mobile Account gives you full financial control right from your phone.

This comprehensive guide will walk you through what an Easypaisa Mobile Account is, its features, daily and monthly limits, how to set it up, and how to upgrade to an Asaan Digital Account. You’ll also get FAQs and links to related helpful resources.

Let’s begin.

Table of Contents

What Is an Easypaisa Mobile Account?

An Easypaisa Mobile Account is a digital wallet linked to your CNIC and mobile number (Telenor or any other network). It lets you send and receive money, pay bills, recharge mobile balance, shop online, and perform dozens of other financial services — all without visiting a bank.

You can think of it as a mini bank account on your phone, requiring no paperwork, no minimum balance, and no hidden fees.

Who Can Create It?

Anyone with:

A valid CNIC
A mobile number (any network)
A working smartphone (for app setup) or a basic phone (for *786# setup)

Easypaisa Mobile Accounts are divided into:

Basic Mobile Account (Level 0) – Default account with lower limits
Asaan Mobile Account – Verified through biometric or in-app upgrade
Asaan Digital Account – Highest limits, ideal for business or high-usage customers

If you just need simple sending/receiving and bill payments, the basic mobile account works fine. If you need higher limits or business transactions, an upgraded account is better.

Features & Transaction Limits

Easypaisa Mobile Account comes with dozens of powerful features that make financial transactions quick and secure. Here’s a complete breakdown.

✅ 1. Send & Receive Money Instantly

You can transfer money:

From Easypaisa to Easypaisa
Easypaisa to Bank Account
Bank Account to Easypaisa
CNIC-to-CNIC money transfer

Transfers are processed instantly and available 24/7.

✅ 2. Bill Payments

Pay:

Electricity bills
Gas bills
Water bills
Internet and TV bills
Government fees
Challans

With no extra charges on most payments.

✅ 3. Mobile Top-up & Bundles

Recharge any network:

Jazz
Telenor
Zong
Ufone

You can also buy bundles at discounted rates.

✅ 4. Online Shopping Payments

Make secure online payments on:

Daraz
Foodpanda
Online stores
Subscription services

Easypaisa supports QR scans and merchant payments.

✅ 5. Requests & QR Payments

You can:

Create QR codes
Request payments
Send payment links

A great feature for freelancers and small businesses.

✅ 6. Saving Plans & Insurance

Easypaisa offers:

Savings plans with profit
Insurance packages
Micro-loans for eligible users

These services make Easypaisa a complete financial hub.

✅ Transaction Limits (2025)

Limits vary by account type. Here’s an updated breakdown:

1. Basic Easypaisa Mobile Account (Level 0)

These limits apply to newly created accounts.

Type	Limit
Daily Debit Limit	Rs. 50,000
Monthly Debit Limit	Rs. 200,000
Daily Credit Limit	Rs. 50,000
Monthly Credit Limit	Rs. 200,000

Ideal for light users.

2. Asaan Mobile Account (Level 1)

Higher limits after biometric or in-app verification.

Type	Limit
Daily Debit Limit	Rs. 200,000
Monthly Debit Limit	Rs. 1,000,000
Daily Credit Limit	Rs. 200,000
Monthly Credit Limit	Rs. 1,000,000

Perfect for professionals and freelancers.

3. Asaan Digital Account

Highest limits offered by Easypaisa.

Type	Limit
Daily Debit Limit	Rs. 500,000+
Monthly Debit Limit	Rs. 3,000,000+
Daily Credit Limit	Rs. 500,000+
Monthly Credit Limit	Rs. 3,000,000+

Best for businesses, high-value users, and those doing large transactions.

**How to Set Up via App or 786#*

You can create your Easypaisa Mobile Account in two ways:

1. Setup Using Easypaisa App (Recommended)

This method provides the easiest and fastest setup with full features.

✅ Step-by-step guide:

Step 1: Install the Easypaisa App

Download from:

Google Play Store
Apple App Store

Search “Easypaisa – Payments Made Easy”.

Step 2: Open the App and Enter Your Mobile Number

Enter the mobile number that is registered on your CNIC.

Step 3: Enter CNIC & Issue Date

Provide:

CNIC number
CNIC issue date

This verifies your identity.

Step 4: Create a 5-digit PIN

Choose a secure PIN.
Never share this PIN with anyone.

Step 5: Account Created Successfully

You’re now ready to use:

Money transfers
Bill payments
Online payments
Saving plans
And more

✅ **2. Setup via 786# (No App Needed)*

This is ideal for users without smartphones.

Step-by-step guide:

Dial *786#
Enter CNIC number
Enter CNIC issue date
Create a 5-digit PIN
Confirm registration

Your Easypaisa Mobile Account is activated instantly.

Upgrade to Asaan Digital Account

Upgrading your account unlocks higher limits, premium features, and business-level transactions.

You can upgrade directly through the Easypaisa app.

✅ Steps to Upgrade:

Step 1: Open Easypaisa App

Step 2: Go to “Upgrade Account” Section

You’ll find it under:
Profile → Account Level → Upgrade

Step 3: Complete Biometric Verification

You may be asked to:

Scan your face
Upload a CNIC photo
Provide additional details

The system verifies your identity.

Step 4: Upgrade Successful

Your account shifts to:
✅ Asaan Mobile Account
OR
✅ Asaan Digital Account (if eligible)

Benefits include:

Higher daily/monthly limits
Advanced financial features
Easier business transactions
Higher transfer caps
Ability to spend digitally anywhere

Why Upgrade?

Upgrading is smart if you:

Run a business
Receive large payments
Want maximum limits
Need online shopping freedom
Want a professional financial wallet

If you only use Easypaisa for small daily payments, your basic account is enough.

FAQs (Frequently Asked Questions)

Here are the most common questions users ask about Easypaisa Mobile Accounts:

1. Can I make an Easypaisa account without Telenor?

Yes. You can create it with Jazz, Zong, Ufone, or Telenor.

2. Is there any fee to open an Easypaisa Mobile Account?

No. It’s 100% free to open and use.

3. How can I reset my Easypaisa PIN?

Use:

“Forgot PIN” option in the app
Visit any Easypaisa retailer with your CNIC

4. Do I need biometric verification?

Not for the basic account.
But to upgrade to Asaan or Digital accounts, yes — biometric is required.

5. Can I withdraw money from Easypaisa?

Yes, from:

Easypaisa shops
Telenor Microfinance Bank ATMs
Partner ATMs

6. Can I use Easypaisa for online shopping?

Yes. Easypaisa supports:

QR payments
Payment links
Online merchant payments

7. What if I change my SIM?

Your account remains safe.
Just log in again with your number and PIN.

8. How to check my transaction limits?

Go to:
Profile → Account Details → Limits

9. Can I open more than one Easypaisa account?

One CNIC = One account.
Multiple accounts are not allowed.

10. How to close my account?

Call Easypaisa helpline or visit a branch with your CNIC.

→ How to Create an Easypaisa Account Online (2025 Guide) – Easy Paisa Guide
→ 0347 Easypaisa Number Explained (2025) | Meaning, Uses & Complete Guide – Easy